Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing and using the services of Manaar Advisory Ltd ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Services Description

Manaar Advisory Ltd provides Islamic finance advisory services, including but not limited to:

• Shariah advisory and audit services
• Business development consulting
• Training and capacity building programs
• Product planning and development
• Investment management advisory
• Estate planning and management services

3. Professional Standards

Our services are provided in accordance with Islamic Shariah principles and industry best practices. All advice and recommendations are based on our professional judgment and available information at the time of consultation.

4. Client Responsibilities

Clients are responsible for:

• Providing accurate and complete information
• Making informed decisions based on our advisory services
• Complying with applicable laws and regulations
• Maintaining confidentiality of proprietary information

5. Confidentiality

We maintain strict confidentiality regarding all client information and business matters. Client information will not be disclosed to third parties without explicit consent, except where required by law.

6. Limitation of Liability

Our liability for any claims related to our services is limited to the fees paid for the specific service in question. We are not liable for indirect, consequential, or punitive damages.

7. Intellectual Property

All materials, methodologies, and intellectual property developed or used in the provision of our services remain the property of Manaar Advisory Ltd unless otherwise agreed in writing.

8. Governing Law

These terms shall be governed by and construed in accordance with applicable laws, and any disputes shall be resolved through appropriate legal channels.

9. Contact Information